In my quest to no longer be a non-firearm owner, I now have a Smith & Wesson M&P15 stripped lower on lay-away with Bud's Gunshop in Lexington, KY.
Once that along with a few bills are taken care of, my wife's SIG 238 Rainbow and my Rock Island Tactical .45 will go on lay-away. breaking up gun payments over 90 days means taht you don't ahve to settle for guns you don't want.